Last Updated on September 14, 2023 by Dave Hall
This is our top rated list of online casinos that accept players from the Netherlands. If you are visiting from Holland or the Nederland, then we can help you find the best online casino to play at.
The team at Top Dog Casinos have evaluated everything the Dutch player needs to know. Whether you are looking for the best games or the fastest payouts. Here, you will find the best Netherlands online casinos.
Note that all the casinos listed here accept players from Holland, or the Netherlands. They are not necessarily Dutch or Dutch themed. The importance of our review list is to supply players with the best online casinos that accept players from the Netherlands legally, fairly and with the best features. This is of utmost importance to us.
Gambling in the Netherlands: Netherlands Online Casinos
Netherlands has a small population of 17 million people, of which 5.6 million are gamblers. Moreover, of the 5.6 million gamblers, 1.8 million play on unlicensed online casinos.
Some of the international companies that run the unlicensed casinos have licenses from countries such as UK, EU, and Malta.
According to a report published by Holland Casino, the number of Dutch players who gamble on unlicensed online casinos has grown by 20% since 2016. The number of people interviewed in the survey numbered around 18,000 people.
However, the report estimates Netherlands’ online casino market to be worth $650 million only. That could be an indication that the Dutch are responsible gamblers, which is a good thing.
In general, while the popularity of online gambling and casinos in the Netherlands is on the rise, it is much lower than the European average.
Moreover, the combined online and offline gambling market is worth $2.48 billion, which indicates a majority of the Dutch players spend their money in brick and mortar casinos.
In this Netherlands Online Casinos guide, you are going to discover what the future holds for Dutch online casinos, legal betting sites in the Netherlands, and how to access online casinos in the Netherlands.
Is online gambling legal in the Netherlands?
It is not a crime in the Netherlands for players to access online casinos. However, the government has in the past tried to block banks from processing funds meant for online casinos. Fortunately, the banks resisted the move, and continue to process gambling funds.
So far, the Dutch government is yet to give a gambling license to any international online casino. The only institution licensed to run brick and mortar casinos is Holland Casino, which is owned by the government.
At the time of writing this article, it has 14 casinos across the Netherlands. Holland Casino at one time applied for an online gambling license, but the government declined to issue one.
The main issue for rejection could be the fact that online casinos rely on third party software. If Holland Casino has to use third party software, it would have to pay license fees. Therefore, the government would lose some of its gambling revenue as license fees.
The denial led the EU to criticize the Dutch government for blocking access to its online gambling market for other EU member states.
The Dutch government has licensed two other companies to offer sports betting online. The two are De Lotto and Scientific Games Racing B.V. De Lotto offers all online sports betting games, except horse racing.
De Lotto, which owns toto.dl, is therefore the only company that offers online betting services to Dutch citizens. The horseracing license is exclusive to Scientific Games Racing B.V., which in turn limits the number of bets that Dutch players can place online per day.
Online gambling laws in Netherlands
Netherlands enacted the first gambling law in 1961, after the Betting and Gaming Tax Act (BGTA) of 1961 came into force. The BGTA was followed by the Betting and Gaming Act of 1964 (BGA).
With the rise in popularity of online gambling, the Dutch Senate passed the Remote Gambling Act (RGA) in 2019.
The RGA amends the BGTA and BGA in order to allow licensing of online gambling activities. Currently, the permitted online gambling activities include the state lottery and horse racing.
Staatsloterij B.V. operates the state lottery is operated by, which can only hold a maximum of 69 lottery draws annually. Moreover, the ticket price should be €30 or less, and the licensee can sell the ticket from a retail store or online.
With horse racing, you can buy the tickets online, and there are no age limits requirements when placing bets. However, when staking multiple bets, their value cannot exceed €1000, while the value of a single bet should be equal to or less than €250.
According to the RGA 2019, online gambling providers will have to pay a 29% tax on the revenue they earn. However, Netherlands’ gambling authority Kansspelautoriteit (KSA), had suggested a tax rate of 20%, in order to make Dutch online casinos more competitive.
After lobbying from Dutch land based casinos, the Dutch government increased the tax rate to 29%, which is what the land-based casinos pay the Dutch government.
Players do not have to pay any taxes, if their online winnings do not exceed €449, or when the wagered amount exceeds the prize money. However, if their online gambling winnings exceed €449, Dutch players have to pay 29% tax on their winnings.
Are online casinos popular in the Netherlands?
Online casinos are quite popular in the Netherlands, despite the tight monopoly the state has on online casinos and traditional casinos. Most Dutch players choose to access international online casinos, along with those on De Lotto’s website.
Industry analysts estimate that Dutch players spend between €250 million and €800 million on unlicensed betting sites. Over 450 online casinos accept Dutch players, although online gambling in the Netherlands is not as popular as it is across other European countries.
The popularity of online casinos in the Netherlands may soar in the coming years, once the Dutch online gambling market becomes accessible to international online casinos.
How Can The Dutch Gamble Online Legally?
The gambling laws in the Netherlands bar international casinos from offering their online casino games to Dutch players. However, Dutch players can access international casinos and gamble online, without facing prosecution.
That is because the Dutch law is silent on personal responsibility of Dutch players, who access international online casinos.
For licensed casinos that operate within a certain jurisdiction, Netherlands’ gaming authority has set up huge fines for casinos that allow Dutch players to gamble on their sites.
The fines can be as high as €469,459 per casino, and in 2019, it fined 10 companies €3.5 million, for allowing Dutch players to access their platforms. However, EU nations are against Dutch’s strict gambling laws.
These laws make online gambling a monopoly of the state owned Holland Casino and De Lotto.
Even with such fines, most international casinos still accept and allow Dutch players to gamble legally on their sites. To facilitate that access, they have made available third party payment services, which players can use to pay for the gambling needs.
For Dutch players that do not wish to exploit that legal loophole, they can gamble online on De Lotto. However, it offers a limited number of online games, which also have lower payback rates, due to Holland’s high taxation rate of 29%.
Is it safe to play on Netherlands Online Casinos?
Dutch players can play on Netherlands Online Casinos safely, on any licensed casino that also encourages responsible gaming. For the state owned De Lotto and Holland Casino, they have put in place measures to protect players from problematic gambling.
International online casinos with licenses from Malta, UK, and other EU states, also offer a safe online playing space for Netherlands players. These casinos have resources that encourage and train players to play responsibly.
Moreover, they also work with third party industry regulators, who make sure their games adhere to the payouts standards set by the gaming software providers. Most important, due to the lower gambling tax rates in countries within the EU, Dutch players enjoy a higher payback rates.
Most online casinos that offer their services to Dutch players use trusted third party payment processors. That adds an additional layer of security, because the casinos do not access the player’s banking information.
For Dutch players, such an arrangement ensures they get the same protection they get while shopping or accessing banking services, on reputable online platforms. Overall, Dutch players can gamble on UK, Malta, and EU licensed casinos, safely.
Real Money Games for Netherlands Players
Dutch Players have three options when choosing real money games to play in the Netherlands. The first option is to access the games on a brick and mortar casino run by Holland Casino.
The second option is to access casino games online on De Lotto’s online platform. There is a third and most exciting option, which is to play real money games on international online casinos. And this is where they can enjoy all of the casino games offering the highest payouts and best odds.
While the first two options are legal within the Netherlands, they offer a limited number of money games. They also have low payout rates, because of the higher gambling taxation rates. Players are also limited on how much they can gamble, and how often they can do it in a day or month.
However, they have a “silver lining” to them; all revenues generated go into the Netherlands National Treasury. Therefore, when you play on either Holland Casino’s 14 casinos or De Lotto’s online casinos, you get to support the government.
De Lotto and Holland Casinos Real Money Games
The games include a limited selection in these categories:
- Multi Poker
- Black Jack
- Punto Banco
With international online casinos, Dutch players are spoilt for choice. International casinos offer all real money games from top gaming software providers, with Return to Player (RTP) rates of over 96%.
Money Games on Online Casinos for Dutch Players
Some of the money games on international online casinos include:
- Progressive Slots
- Video Poker
- Live Casino Games
Overall, Dutch players can access virtually any popular online casino game on the international casinos, without limitations.
Live Dealer Casinos for Dutch Casino Players
Dutch players have access to live dealer casinos thanks to a dealer between Evolution Gaming and Nederlands Loterij, which formed in 2016 after De Lotto and Nederlandse Loterij merged.
The agreement between the two industry players allows Nederlandse Loterij, to offer a live stream of seven well-known games among Dutch players.
These live games include those from top Netherlands brands such as:
- Lucky Day©
International Live Games
For Dutch players who are looking for variety and greater freedom when choosing live games, international online casinos offer a perfect solution. Numerous online casinos in various countries such as the UK, Malta, Canada, and EU member states offer live casinos.
Those live games from leading live gaming software providers that include:
- Evolution Gaming
- NetEnt Live
- Extreme Live Gaming
- Lucky Streak
- BetGames TV
The live games offered by those live games providers include:
- Casino Hold’em
- Stud Poker
- Lightning Roulette
- Card Poker
These games are streamed live from outside the Netherlands, which is why they are not available on Netherlands’ De Lotto online casino. De Lotto happens to be the only Legal betting site in the Netherlands, at the time of writing this online Dutch casino guide.
Payment Options for Dutch Players
Netherlands law prohibits banks from processing payments that players make directly to international online casinos. However, they can send funds to third party payments processors, who in turn release them to gambling websites.
In that regard, Dutch players can access and fund their gambling accounts through eWallets such as Neteller, Skrill, Bitcoin, Paysafecard, and PayPal. Players can also withdraw winnings using the same methods they used to fund the gambling accounts. Another benefit when using e-wallets to fund your account is that you can enjoy instant payouts from the casinos because of the nature of e-wallets being a third party entity and allow them to offer fast transactions.
Playing in the Currency
Dutch players can fund their gambling accounts using Euros as virtually all online casinos accept it. Moreover, since the Netherlands is an EU member state, the government owned casinos also accept Euros.
That eliminates the need to convert their currency and pay exchange fees in the process.
However, for players that do not want to have a money trail from their personal bank accounts to gambling sites, they can use Bitcoin. However, using Bitcoin instead of Euros requires an extra step of buying Bitcoins on third party sites, before using them to fund online casinos accounts.
Bitcoins users also need Bitcoin wallets to store Bitcoins, as well as spend them. It’s the price to pay for the additional privacy that Bitcoin offers. There is also an option to use a free Bitcoin wallet.
Conclusion – Best Online Casino Netherlands
Dutch players can legally gamble on online casinos that the Dutch government owns through De Lotto. While De Lotto casinos offer a limited number of games and RTP rates, they are ideal for players who struggle with gambling.
However, for Dutch players that want more flexibility and variety when accessing online casinos, then international online casinos offer the best casinos games. We recommend online casinos that are registered or licensed in the UK, Malta, Canada, and EU member states.
Those provide Dutch players with the same security and safeguards that they provide players within the jurisdiction that licensing them. That makes them the best online casinos for players from the Netherlands.
About the Author
Dave is a gambling enthusiast who boasts of two decades of experience. His writings not only unravel the intricacies of online casino games but also explore the psychology behind betting. Dave's commitment to responsible gambling shines through, making every wager a mindful choice for players seeking a thrilling yet balanced gaming experience.